About Yendo

Hi there, we're Yendo, and our vision is to empower everyday people to build a stronger financial future. In less than 2 years, we’ve saved customers over $100 million in unnecessary interest and fees.

We are using AI to unlock the $1.1 Trillion in vehicle equity trapped within cars owned by Americans in the form of a high limit, standard rate credit card for those traditionally excluded from mainstream financial offerings.

Yendo Credit Cards have similar APRs to those issued for prime borrowers with no hidden fees or overdraft charges and help build their customers' credit score. Yendo's credit limits are 4x higher than cards typically available for non-prime borrowers.

What we're looking for

• Desire to work collaboratively. Engineers participate in the product development cycle from start to finish. We operate on the principle that the best products include input from our users and our engineering, product, and design teams.
• Help with raising the bar! We strive to improve our customer experience, our hiring standards, and our engineering practices. As part of a small team, you can meaningfully contribute across all of these fronts.
• Resiliency. We are not a “me too” product. This requires experimentation and grit to find solutions for our customers’ problems.

Who you are

• 5+ years of experience with backend or full stack solutions (e.g., Go (Preferred), TypeScript, Java, Python, or Ruby)
• Prefer experience with Postgres, Redis, and AWS, but not required.
• Enjoy thinking about systems — their life cycles, edge cases, interactions, and failure modes.
• Self-starter and able to work independently.
• Experience in fintech, payments, processing, card networks, banking, or early stage startup is helpful, but not required.
• Passionate about financial inclusion and mobility.

Why join us

🤝 You can make a real impact to the lives of our customers.

💳 100 million Americans lack access to sustainable credit and are forced to use predatory loans. Think 500%+ APR alternative financing options such as Auto Title, Payday, Pawn, and Personal Loans. Each year almost 25% of adults are excluded from the mainstream credit system, severely inhibiting their chances of accessing affordable borrowing, getting a mortgage, or even an auto loan.

👨‍💼 Our executive team has multiple exits under their belts, having founded $100M+ revenue companies. Additionally, many executives have held leadership roles at public comapny and unicorn startups alike.